Jane Smith Financial Planning

Although most of us have some ideas about what we want to achieve in life, very few of us have set, clear, written goals. Yet this simple action is one of the most powerful steps to improve the quality of our lives.

Why spend years working without a co-ordinated plan of what you want for all that effort?

Jane Smith Financial Planning, based in Olney, aims to help you reach your goals more effectively and give you a co-ordinated approach to your financial planning.

Financial Advice or Financial Planning?

Financial planning looks ahead to how you want your life to be, and allows you to forward plan.

It differs from financial advice which is often about reacting to issues that have already occurred – perhaps moving home, a change of job, or imminent retirement.

Financial understanding

Jane Smith Financial Planning will look at your finances, your attitude and approach to risk, and your hopes for the future. The initial appointment, of up to one hour at the office in Olney, is without charge and without obligation.

Should you wish to proceed, a second appointment is made which could take anything from two and four hours. It provides an overhaul of your current situation covering:

• your aims,
• your objectives,
• your priorities,
• your current income and expenditure
• your existing plans
• A Financial Management Plan will be drawn up to identify your targets, analyse existing arrangements and define a recommended course of action.

Your Personal Financial Management Plan

A Personal Financial Management Plan is drawn up to capture your financial position in a single document.

It will give you a clear picture of your current position, the issues that you face, and what areas you need to concentrate on. Included will be a list of recommended actions.

Jane Smith Financial Planning has independent status which means the company is not tied to any particular product provider or limited product range. This means you receive advice giving the most unbiased options available.

The company operates under the principles of the Institute of Financial Planning and both Nicola Watts and Jane Smith have attained the Certified Financial Planner CM licence.  Further details, and why you should choose a Certified Financial Planner CM are available at www.financialplanning.org.uk The company's wesbite is www.janesmithfinancial.com

The next step

You can then decide if you want to become a long-term Jane Smith Financial Planning Ltd client so that the company can work with you to help you achieve your objectives, keep you organised and focused, and make your money really work for you.

For a guide to the fees that are charged for these services please click here to be taken to the company website.